Rhode Island Conventional Mortgage Rates
| PRODUCTS | RATES | +/- |
| 30 Year Fixed |
3.44%
|
|
| 15 Year Fixed |
2.56%
|
|
| 5/1 ARM |
4.56%
|
|
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Mortgage rates for Rhode Island go up to 3.44%
Thursday, November 14, 2024
Mortgage rates for Rhode Island on Lender411 for 30-year fixed-rate mortgages are at 3.44%. That increased from 3.00% to 3.44%. The 15-year fixed rates are now at 2.56%. The 5/1 ARM mortgage for Rhode Island is now at 4.56%.
Conventional Mortgage Rates & Loan Limits in Rhode Island
A conventional mortgage loan is a home loan that is not backed directly by the federal government such as the FHA and VA loans. However, conforming conventional mortgage loans follow the terms and conditions set by the government sponsored enterprises (GSEs): Freddie Mac and Fannie Mae. When buying a home in Rhode Island or refinancing your existing mortgage, a conventional mortgage should definitey be an option. Conventional mortgages have low closing costs and flexible payment options. Check out our main page on Conventional Home Mortgage Rates.
Local Cities
Barrington | Cranston | Narragansett | Newport | Portsmouth | Providence | Warwick
