If you've made the decision to start shopping for a home in Orange County, California, a mortgage pre-approval can help you make it a less stressful process. This is even more the case if you're buying a home for...
People who are buying a home for the very first time commonly go into the mortgage process not so knowledgeable about the type of home loan that is best for them. The terms for a mortgage can vary widely from one lender to...
Among the best ways to pay off your existing debt is through a debt consolidation loan. It enables you to consolidate various consumer debt balances into one loan, commonly referred to as a "debt consolidation loan". This...
The checklist to buy a home could go on for a long, long while. From finally locating the right home to employing the services of a home inspector, the to-do list may at times seem never-ending. There is one part of the home...
More and more home buyers sidestep the traditional home financing process by using cash to purchase their home -- and then go to a lender later on to apply for a mortgage. with a lot less stress. In housing markets with high...
1. How Long Will You Be in the Area?If you're uncertain how many years you'll be in the area and even if you can afford a mortgage (and the associated taxes and fees that come with it), it's still may take 5...
As you move from the age of 20 into your 30s, 40s, 50s, and so on, a person's credit score will let lenders find out numerous things about you.In particular, it lets lenders find out the type of borrower you are. It will...
If you are buying an $650,000 house in Orange County, and you have two buyers, with the same offer (for example: $635,000), and one borrower has a pre-approval of $635,000 and the other has an approval letter between $650k...