R.H. Lending specializes in FHA loans. These loans are insured by the Federal Housing Administration (FHA) and are popular with first-time home buyers. R.H. Lending is an FHA-approved lender and offers excellent terms for FHA mortgage loans. R.H. Lending, Inc. is a mortgage bank with full underwriting authority from HUD. We are also delegated by Fannie Mae and Freddie Mac to underwrite, close, and fund all of your conventional loans. We underwrite all of our FHA and Conventional loans on site and have a commitment to give you 24 hour turn time on underwriting. Pre-quals and closing documents are also delivered in less than 24 hours. As a mortgage bank, R.H. Lending, Inc. carries multi-million dollar warehouse lines enabling us to table-fund your loans.