With more than 30 years of experience in lending, one of the most
important things I have learned is that a mortgage should be viewed
as a smart investment tool -- not as the necessary evil to getting
the house. Before I offer any options to my client, it is important to
know about their "3 buckets of lending". What are their liquid assets?
What is their documentable income & debt obligations? And then,
what are their credit scores? Only then, can I offer an informed mortgage
solution. In short, I do not believe that one size fits all when
it comes to mortgages.

So if you are looking to purchase, refinance, are self
employed, need debt consolidation OR advice on a reverse
mortgage, please give me a call! Our clients have
always said it best... Please take a look at my reviews on Zillow, Yelp! or Google, to see why
I am known for offering the "Smart Money Mortgage" to Asheville, Hendersonville and anywhere in NC!

A "can-do" attitude, looking for every way to say, "YES"!