Elise Groves, Your Mortgage Retriever

In the mortgage industry since 1995, and holding a CA Brokers License since 1979, I am a trusted and valued mortgage loan resource for both my clients and my professional partners. I provide on-going education and timely advice on a regular basis to help people maintain their financial fitness.
I have been thru most of the major real estate market swings in the past 30+ years and it hasn't always been pretty. The real estate market we've been experiencing since 2007 is nothing like anyone has experienced before and it's been a real challenge, to say the least.

That's why you need to be very selective in chosing who guides you thru this, well, putting it bluntly - this financial mess we're in. The lending industry has dramatically changed in the last several years, and there is no substitute for knowledge, integrity, deidcation, and experience in this challenging market. This is no time to work with an amaetuer loan originator.

That doesn't mean you can't make it a downright pleasant experience, though, and that's what I aim to deliver with my Sonoma County style. I work with my son, Glenn and my husband Drew and we call ourselves The Groves Team.

Here is a short 90 sec video introduction of me

Check out all the great videos on buying a home or financing a home here

My favorite client is the first time home buyer and with todays buyers being so tech savvy, I utilize all the latest technology to communicate effectively and efficiently to close the deal. It's 'high tech - but high touch" and it works!!

My business is built on referrals from hundreds of satisfied clients, so please contact me right away and let me show you why. You can also check out some of my testimonials.

We have two beautiful Golden Retrievers and a very bossy Corgi, and they allow us to live with them and honor us by letting us pay the mortgage and all the bills! What a life they lead!

I love to garden and entertain in our beautiful backyard on Matanzas Creek in the northern California wine country. We are so grateful to have called Santa Rosa our home for the past 25 years and just love it here. On a personal note, I have been happily married to my best friend and business partner, Drew, for 33 years, we are blessed with two wonderful young adult children who are happily married themselves,and we are the proud grandparents of Rowan Payne, born in August, 2011.

“Elise was fantastic in walking us through the process of being first time home buyers. She was very flexible in when she could meet with us (after business hours and on weekends) since my partner and I were both working full time. She took the time to explain everything very thoroughly and was very patient with us. She's great at responding to emails. The only reason I wouldn't give 5 stars is that I've never gone through a home ownership loan process before, so I have nothing to compare her too.”
-Erica & Melissa, Santa Rosa, CA

“My husband and I were referred to Elise by our realtor while searching for our first home. She is absolutely amazing! She made a very overwhelming process as painless and enjoyable as possible. She was straight forward and honest about everything. She was very easy to get in touch with whenever we needed and always had an answer to even our silliest of questions! Even after we had purchased our home she was always watching out for us to get a better rate and guided us through two refis, just as painless. Elise has incredible knowledge and clearly loves what she does, and she has genuinely cares for her clients! It could go on for days about our experience with her and her team, I would highly recommend her to anyone and do just about on a daily basis! “ 
-Lexie & John , Santa Rosa, CA

Elise helped us refinance our mortgage and we were able to save a ton of money each month,  She was very helpful and the entire process went smoothly.  I would highly recommend her.
-Kristopher & Christina, Placentia, CA

“I had the pleasure of working with Elise Groves in March 2010 and she made our house buying experience much easier.  We were living in Lake County and commuting to Santa Rosa for work when we decided to purchase a second home in Santa Rosa.  I consulted with Elise (through a referral from a friend at work).  First of all she looked at our income and expenses and figured out that we would be able to qualify with very little money down.  Then, she led us through the loan process which seemed to never end because the bank always wanted one more piece of paper or whatever.  We would talk daily and she was always there to calm me down when I went into panic mode.  When we were finally getting ready to close she went over all of the closing documents as we signed them because the title company was out of town.  We had to close our escrow by a certain date otherwise we would have been penalized and we did thanks to Elise.  It would be a pleasure to work with Elise again and I have told many friends about her wonderful work ethics and how she made what seemed like the impossible happen”.
-Dani & Kurk, Santa Rosa, CA

We have financed and refinanced  through Elise and the Groves Team. She has consistently provided excellent customer service and she navigates through the administrative processes on a quick as possible and practical basis. It is clear that she fully researches the options  and provides the best option for her clients. She is professional, impressively knowledgeable and very experienced. She  explains terms in an easy to understand manner, makes the process easy,  and she works hard for us.  We would not consider working with any other business and we have referred our friends to Elise.
-Maya and Gene, Monterey, CA

We have known Elise since 1998, when we purchased our first home and have been her client ever since that time (throughout a refinance and subsequent home purchase in 2011).  She has always maintained her professionalism, integrity, and outstanding customer service throughout each transaction....I would never consider working with anyone else.
-Paul and Brenda, Windsor, CA

We found Elise thru a lucky chance - but, boy, are we glad we did!  She helped us refinance our home and was a helping hand all throughout the FHA process.  Given today's difficult economic and regulatory climate, her professionalism and knowledge of the process are even more impressive.
I would (and have) recommend Elise to anyone!
-Tom and Ashley, Santa Rosa, CA

We worked with Elise Groves on my refi on my house a few months back.  She did everything that she could to get me the best rate and to lock in on the lowest interest rate, before the rates starting going back up.  I would strongly recommend her and will use her services again.
-Ross, Oceanside, CA

We were referred to Elise by my sister who worked in the business and knew what a great broker she was. We used my husband's VA benefits and, although we knew it was a tough process, we had no idea what a roller coaster it would be! Elise and Glenn were great, always happy to respond to my nervous inquiries and jumping right on items that needed immediate attention from the lender. Our home purchase came with it's challenges, but they always put us at ease and got the job done. I highly recommend Elise for any of your mortgage needs, but especially if you are going with a VA loan. It pays to go with someone who has experience and I honestly don't think we would be in our "forever" home if it weren't for all her hard work!
-Sara and Aaron, Petaluma, CA

“Working with Elise was a wonderful experience.  The whole process of obtaining a mortgage is overwhelming but with Elise it was an enjoyable experience.  Yes, enjoyable! I highly recommend her to anyone looking to find someone to help them through the process of mortgage financing.  Excellent customer service, great follow up and honest & knowledgeable advice.  She and Glenn spent an enormous amount of time and energy with us.  We were not an easy, walk-in-the-park type of client – but Elise handled everything in stride and was able to secure us a fantastic rate and loan terms.  Without Elise I wouldn’t have my home!”
 -Allegra and Mark, Windsor, CA

“Appreciated your personal touch and thoroughness in handling our home loan.  Also, you have been a great resource for other professional contacts (i.e. CPA, financial advisors).  Thanks! J”
-Arturo and Tina, Santa Rosa, CA