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Ben Besosa's Answers


What's the minimum income needed for fha?
Currently there is no minimum income requirement but there is a minimum you would need to make to qualify for an FHA loan. There are also several first time home buyer programs available so you can purchase with absolutely no money out of pocket. As for what you can deduct on your personal income taxes I...
What ltv is needed for reverse mortgage?
The best way to answer your question is to call me so I can take a quick application. The LTV is contingent on your age and the program you select. My direct number is 1-866-894-9111 and my email is BBesosa@pikecreekloans.com. I oversee the Reverse Mortgage division for Pike Creek Mortgage and have been in...
Will usda take credit scores of 693?
Yes, USDA will go down to a 620...we are one of the largest local USDA lenders in Maryland and Delaware. We also underwrite our loans in house. You can apply on my website at www.Ben.PikeCreekLoans.com or call at 1-866-894-9111. NMLS104565
How likely are we to getting approved?
I have a few questions before I answer the question. Please call me at 302-894-9111. I work for Pike Creek Mortgage and we are Delaware's largest independent lender. we have more programs available than anyone! I look forward to speaking with you soon!Ben Besosa NMLS 104565

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