I started in mortgage banking in 1993. I have dedicated my career to making the loan process as simple, effortless and enjoyable as possible. Rather than viewing the mortgage process as a transaction, I take a consultative approach to helping clients design the ultimate mortgage that will allow them to maximize cash flow, reach equity building goals and achieve other financial goals. This is a lifelong commitment, and I have assembled a team that share in my WOW approach. Whether you apply in person, by telephone, or via the internet we are here to help you achieve you goals.