Is this a update as of sept. 2013
Please contact me directly for an accurate update:Brennan Hubbert | Sr. Mortgage BankerNMLS# 296745Peoples Home Loans1595 Paoli Pike, Suite 200West Chester, PA 19380Direct: (610) 590-1831Cell: (484) 302-1018Fax: (610) 340-2464Email: bhubbert@bankingunusual.comWeb: www...

is there a minimum LTV for getting a reverse mortgage
Not exactly. Reverse mortgages have a bit more to them then ltv though. I'd be happy to discuss the details with you. Feel free to send me an email and we can connect. I look forward to hearing from you!Brennan HubbertPeoples Home LoansBhubbert@bankingunusual.com

where should I turn to for this type of mortgage?
Generally speaking, a 30 year fixed would be great for that. If you can show a 2 year landlord history, you can use the proposed rental income on your existing home. I work with many investors and have seen this type of transaction numerous times. If you would like, feel free to reach out to me and I can offer...

Are there any Mortgage options if you don't have income verification or tax returns?
Yes, there are. Every senario is different but besides income there are other, very specifice, qualifying criteria. If you would like, I'd be happy to chat with you for a few minutes and see if we can put something together.Best,Brennan Hubbert | Sr. Mortgage BankerNMLS# 296745Peoples Home Loans1595...

Down payment and closing cost help
Not exactly. You can however borrower up to 100% of the purchase price and also ask for seller to pay some of the costs. Call me know and I'll give you a 3 minute scenario over the phone. 484.302.1018. I look forward to hearing from you!Brennan Hubbert | Sr. Mortgage BankerNMLS# 296745Peoples Home Loans1595...

Chances for preapproval
We can take a look at the primary factors that drive your credit score and see what we can do to improve them. If we can get your score up a bit, you'll benefit from lower interest rates. Give me a call right now and I'll run you through a quick scenario. 484.302.1018. I look forward to hearing form you!Brennan...

Lowering payments on a 15yr mortgage i just got?
You would need to refinance in order to change the terms of the original loan. This may not be a bad thing though. With a little research, you may find this a much better option than your current situation. I'd like to help you look into some options, are you available today? Please reach out to me at your...