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Bruce Murphy's Blog


Mortgage Market Guide Weekly
Updated Oct. 9, 2013
Mortgage Trends . Last Week in Review: January’s Jobs Report is in - was it a good or bad one?. Forecast for the Week: It’s a quiet week when it comes to economic reports, but it remains to be seen whether the news from around the world will be good or bad for our markets.. www.mmgweekly...
Where Are Mortgage Costs Headed?
Updated Oct. 9, 2013
Where Are Mortgage Costs Headed?by The KCM Crew on February 16, 2011. We have received many questions regarding the government's plans for limiting federal support of the mortgage process. We realize that there is much confusion and concern surrounding this issue. However, the KCM Crew does not get...
Mortgage Market Weekly 2-21-2011
Updated Oct. 9, 2013
For the week of Feb 21, 2011 | Vol. 9, Issue 8. In This Issue... Last Week in Review: Inflation is heating up - find out what this means for home loan rates. Forecast for the Week: The markets may be closed Monday for Presidents' Day, but the rest of the week is filled with a slew of economic reports.View: Know who the...
MERS 101
Updated Oct. 24, 2014
MERS: A MESS We Should Know Aboutby The KCM Crew on February 23, 2011. The greatest hurdle standing in the way of a complete housing recovery is the backlog of distressed properties that must be liquidated. The banks must release these properties to the market in a controlled fashion. If released too quickly, they...
MMG Weekly 2-28-2011
Updated Oct. 9, 2013
"Fear comes from uncertainty," wrote the poet William Congreve. Last week, however, the markets were moved by fear and by uncertainty that were unrelated. On the one hand, unrest in the Middle East drove up Oil prices and pushed investors into the safety of Bonds - while on the other hand, fear of inflation limited...
Home Ownership
Updated Oct. 9, 2013
Homeownership: What Americans Thinkby The KCM Crew on March 8, 2011 . There is a growing number of people debating whether the government should continue its level of support for homeownership. Mortgage assistance is being pulled back and even the mortgage-tax-deduction is now up for debate. We want to look at...
Mortgage Changes Coming
Updated Oct. 9, 2013
Killing An Elephant With A Bazookaby Dean Hartman on March 17, 2011 ?. There's an old saying that talks about "killing a flea with an elephant gun". I think that may somewhat trivialize the issue at hand and I don't want to do that. The issue is a big one, a serious one. So, I modified the saying just a bit to...
Interest Rate Trends 3-21-2011
Updated Oct. 9, 2013
Last Week in Review "It's a small world after all..." That notion was especially evident last week, with both the news in Japan and the Middle East impacting our markets. Here's what happened, and what the impact was on home loan rates.. The first thing to understand is the concept of "safe haven trading." At...
OK. You Win. Stop Listening to Real Estate Agents!
Updated Oct. 9, 2013
Each day we attempt to give truthful insight on the current housing market. If we report what is perceived as negative news, some in the real estate community come down on us hard. However, when we explain that we think now is a great time to buy, we get an avalanche of feedback from the general public attacking us for...

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