Low credit scores, but willing to make a large down payment for a new home.
Not an problem, main issue that I have for files under 620 credit is that most of the time a 12 month rent payment history is required, either property management verification or 12 months of cancelled checks if paid to individual party. This applies to all transactions down to 580 credit score. You only...

I lost my house 2 years ago, come this may. My credit score is about 646. my debt is about $5,000. Most is from the business that i own, $1500.00 is personal. Iam a single mom of two children. Iget no financial help. My Business gross is about $250,000, I only took home $24,000 last year. I rent now and pay about 2100.00 a month..... I like 15 year loans. Iwas looking for a loan between 150,000 to 200,000 if possible. Ihave right now about 14,000 saved for a down payment. do i have a chance?
You will have to wait until the the foreclosure seasons for 3 full years. You need to see when the property changed ownership as that is the day lenders will start counting the 36 month period to allow for a new purchase.Best of Luck

Refi under Harp 2
Yes, it doesn't have to be your primary residence, as long as your loan is owened by Fannie Mae or Freddie mac, and originated and delivered to them before the cut off date June 1, 2009Thank You

When are brokers required to release GFE and TIL
He needs to send 72 hours after application, application is considered once he has your income documents and the property identified, wich in this case is a refi. GFE is long overdue.

I have an auto lease for $309.00 that will be up in 9 months. Will this amount be factored into out DTI? Looking to purchase in the next 3-4 months.
Lease are always counted into DTI, regardless of payments remaining.

Does a divorced co-borrower, not presently living at the property, have the right to entrance into and residence in, said property
This is a question for your divorce attorney

Can I qualify?
Yes, you are under the income limit and have the credit for the most widely used Down Payment Assistance program. It would also help you with the closing cost. There are a couple of programs to choose from weather you want to go FHA or Conventional. I only lend in California, let me know if you need...

Green card holder applying for a loan
Good afternoon, looks like like you have a good plan, you keep your expenses low and since your income varies, you are going with a property that can also help you with the mortgage payment. SInce it is a 2 unit property, best option would be to do an FHA loan, as this require less down payment for a 2 unit...