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Chris Losinger's Answers


Jumbo loan with 10% down???
Yes, your is do-able. Either 90% one loan or an 80% first and 10% second. I'm located in Lake Oswego, give me a call or mail at: 360-546-5000 or closinger@vantagemortgagegroup.com. Thanks Chris
just bought a new car, and want to refinance on mortgage to pay off and add home addition, smart?
Good Afternoon Tina,It may not make sense to include your car with the refinance. You will want to look at the loan-to-value (LTV). Add your current mortgage balance + remodel cost + car loan and divide that by the value of your home. You will need to keep your loan-to-value at 80% or less. I'm happy to answer...
on average today, what does my FICO have to be to qualify for $680k?
Based on $680k purchase price, you will need at least a 680 middle score with a minimum of 10% down payment.

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