What's the best kind of loan in your opinion? I have 25%down on a $400,000 home but dont know what loan to pick or what has the best rate?
I will suggest a 30yr fixed conventional. I am assuming you would like a low monthly payment and you also plan on staying in the home for longer that 7 years. If this is not the case I will suggest you to lower your down payment to 5% and look in to a 5 or 7 year adjustable rate mortgage.