My wife and I are looking at buying our first home. We don't have the best credit but it's by far not the worst either and we do have the money to payoff any past due accounts on our credit reports. What we need to know is what do we do first? Do we pay everything off first or approach a lender first and let them tell us what we need to payoff
I would first speak with a lender and let them see what your credit looks like. It may not be as bad as you think. I would be more than happy to take a look at your credit for you and see exactly where you are. My name is Conan Watters and my office number is 501-225-5626.