What can you do if your home\'s appraisal is not to your liking?
Frank: Give me a call and we can determine if you qualify for HARP in a few minutes. HARP is a better way to than a conventional refinance, providing that your loan qualifies. If your loan does not qualify, I can review the comps for your property and see if there was something that the appraiser may have...

saving for a downpayment, looking to buy soon but husband currently out of work due to medical injury, will this hurt loan approval?
Sara:Hope you husband recovers completely and quickly. This should be no issue at all. You will need documentation of the work related injury and your loan could close as soon as he receives a paycheck covering a 30-day period. There may be some leniency to that 30-day rule, so don't let that stop your...

Can I quitclaim my home to my fiance so that he can refinance with VA at a lower rate? His name isn't on the title or mortgage.
Dear Ms. Lamb:Please read this very carefully: The answer to your question is "Yes", there is a way; but your question is not a question that a loan officer or real estate broker is qualified to answer. Notwithstanding that a "Quitclaim Deed" is not the proper document to accomplish what you are...

What is the fastest closing times in CA
Federal law (FRA 2010) prohibits "Signing" of loan documents until after 7 days has lapsed from date of receipt of initial disclosures (GFE 2010, RESPA, etc.) which is 8 days alone. Then there is a day to review loan docs and fund. As long as there are no errors, omissions or anything else that would hold up...