less than 75 % LTV for investment property?
Sounds like an easy deal. Depending on credit and reserves, you could be in shape for a very low fixed rate.

Home Purchase in Colorado Springs, what are some possible rates?
You can expect to pay 3.625% - 4.125% for a 30-year fixed based on today's rates, depending on your tolerance for closing costs. I agree with Corey that taking the slightly higher rate with lower closing costs makes more sense usually. Some people just like to say they got the lowest rate out there,...

New home mortgage rates
Hi Carl,You are looking at a rate between 3.25% and 4.5% depending on your goals and length of financing. Thankfully, we have so many options available so that your financing is personalized to your unique needs. You may want the lowest possible payment, the lowest possible costs, or somewhere in...

Over 80K underwater on my house What should I do?
It doesn't sound like Bill is asking about refinancing. I think he is asking how to get out from under his house or to buy a new, larger house. The only answer I can come up with is to keep paying on your home, even increasing the amount of your payment to get closer to having equity. Eventually the value...

100% LTV refinance shortly after purchase?
I agree with the others. No cash out past 85%. You may be able to get a 2nd mortgage which will give you back up to 90% of the home's value or purchase price, whichever is lower. Is the property owned by Fannie Mae or Freddie Mac? They each have conventional solutions for buying the property as is and in...

Can lenders charge for an additional appraisal when trying to get rid of PMI?
You really need to go back to your closing paperwork, find your PMI document(s) and see what the guidelines are. Typically, a mortgage insurance policy has a minimum amount of payments, regardless of how much your home value has increased or your loan amount has decreased. That minimum number of...

high income to debt ratios
I only aware of one option for refinancing someone in this situation which is if the borrower has very large assets, enough that the interest or earnings on the assets would be enough to make all of your payments. But the interest rates for a loan like this is worse than a typical loan so if you're...