Hello, My name is Donna Gray and I'm here to HELP you!

I have been in the business of helping people, just like you in finding the best loan available to suit your needs. I've been helping people for over 6 years now. I live in a very small town with population of 4,500 people. I love it here! I have my NMLS # 245200 and Missouri state License. I have recently also taken and passed the Tennessee Mortgage loan Originator test. At this time I am only doing loans in Missouri. I work with a great company called Premier Home Mortgage which has been in business for many years now. So not only do you get my expertise you also will receive the comfort of knowing that we are a small company that strives to give you the attention that you deserve.

Some of the loans that we offer are the :

USDA 30 year fixed rate, this program requires little to NO MONEY Down. There are restrictions on the counties in Mo that we are able to do. And there is a restriction on the amount of money that your family makes. This loan is what I was taught for many of years and I thrive on helping out the client that needs this type of loan.

FHA 30 year fixed rate, this program requires 3.5% of the purchase price upfront. Example: $100,000 loan amount will be $3,500 out of pocket. You can have this in your bank account for 60 days or you are able to get a gift from a relative. This is a great product that opens up much more opportuinty for you to be able to afford the home of your Dreams.

Conforming 30 year fixed rate, this program is more money down for a purchase but you may be able to receive a lower interest rate.

ARM's these are loans that are for 1-3-5 or 10 years . These loan are a little riskier but the rates are much lower than a 30 year fixed rate.

My Job is to help you in the decision of what loan type is best over all for you and your family. I have email, phones, fax so that you can contact me at any given time. My goal is to HELP you to get into the loan and HOME of your DREAMS.

I am a small town girl with small town values. I am here to HELP you!

Please contact me at anytime. I would love the opportunity to work with you in buying your dream home.