DOes anybody now about Homepath loans?
HI Jodie - Homepath loans are excellent loans and are only available if the property is owned by FannieMae. But they are great...Here is a short 60 sec video explanation of them from my You Tube Channel: http://youtu.be/ifAYxNBc76gI would be happy to help you and answer any further questions you have...

Does every lender do a VA home loan?
HI John - I am very experienced in doing VA loans and would be delighted to help you with this. These are one of the best loans on the market these days and have some excellent features, including allowing the seller to pay off debt of yours to qualify! Amazing. Be aware though that VA loans also require pest...

First time home buyer with questions before applying
Most lenders will require a two year history of self employment, so my advice would be to rent for another year, and once you have your 2011 and 2012 filed taxes with Schedule C showing your self employment, then try to get financing. Be careful though of writing off all of your income and trying to pay as...

How much below asking price should we offer?
Michael, having a good down payment and good credit doesn't have anything to do with the value of the house. Those are buyer qualifications. Talk to your agent about making a low ball offer like that. They should be able to guide you once they run comps for the neighborhood and try to find out the motivation...