What score do I need to qualify for a 203k mortgage loan for a 1st time home buyer?
640 is likely to be the minimum acceptable to most lenders. FHA guidelines go below that but individual lenders who are the one approving the loans have their own overlays on top of FHA minimums and most of them are not inclined to accept any less than 640.

What should we expect percentage wise for closing costs on a new home loan?
Loans can still be structured as no-cost loans at very good rates, so essentially you can get a zero closing costs loan. I just closed one at 4.375% where the borrower paid zip for closing costs, zero, nada. No escrow, title, origination, appraisal etc. Loan was $551K. Good luck..

Please help - Need Mortgage Advice
make sure to check on your rights as the home owner as it relates to the rights of the party who bought your tax lien. The fact that someone bought the tax lien does not automatically mean they own your house. Every state has different rules on that, there is usually a redemption period by which you can pay...

Have a 1st and 2nd Mortgage
Seems possible just on the info you mentioned. Your LTV would be over 80% so you would end up with mortgage insurance. If you currently have MI, possibly an FHA loan.. you could end up better off since FHA has lowered their monthly MI rate. You could also restructure to an 80/10/10 which could keep you with 2...

Moving out of state for a job relocation, can we get a loan in MA?
Lenders expect you to have a 2 year employment history with no gaps in employment over 30 days. If you have different jobs in those two years, they need to be in related industries/same line of work.Employment needs to be within a reasonable distance to the home you want to purchase in order to be...

can I get an equity line of credit if my bankruptcy has only been 20 months
Highly unlikely. 2nd mortgages (equity lines or closed end 2nds) are considered by lenders to be very high risk loans. Credit usually has to be impeccable now days to get a line of credit. Even mortgages secured by 1st position liens (standard home loans) require at least 3 years before they will lend you...

If I got a Home loan closed on it now the loan officer call saying we could be put out can that happen
Not enough information to really give an opinion but my best guess is if they threaten that seriously, consult a real estate attorney.