Harp 2 Refi....
As already mentioned the GFE is without question, confusing. I'm also a local lender here in the west valley (Glendale) and I'd be happy to sit down with you go over in detail, line by line the costs associated and how these credits work. GIve me a call at 602-318-8885 to discuss or shoot me an...

HARP 2 refinance
We are a direct lender with local processing and underwriting. We close loans with your situation all the time. Please give me a call, I would be happy to help you with your refinancing needs. I look forward to hearing from you! Erik - 602-318-8885.