I have been in the Mortgage industry for over 22 years. I pride myself on being honest, and having my clients best interest in mind at all times. Buying or refinancing a home is the most important financial transaction most people ever make. I take this VERY seriously.

I owned and operated a mortgage credit reporting company for 15 years, and have intimate knowledge of mortgage credit scoring and have the ability to help clients increase credit scores, so they can get better rates. I do this for no additional fee, just an added benefit to working with me.