How much is the typical down payment for purchasing land?
The down payment requirement for land can range from 35% to 50% or more. It all depends on whether the land is improved, in a highly desired area. Generally, land is the highest risk asset of the least interest to lenders. Depending on your intended use for the land you can work the land into a development...

how many days of the year must i live in a home for it to be considered a primary residence?
Technically, at least 6 months out of the year AND with all the pertinent details (i.e. mailing address, work location, etc) supporting the fact. If you state it is going to be your primary then it would be considered your primary on the day of closing as long as that is your intent and you remain honest and...

refi limit to 4 properties in Interest only mortgage
Good day. Your property is considered a commercial property. If you need any help with that I am more than happy to work with you and get you a free quote. My email is btaylor@gmcloans.com. Thank you for your time.Brian Taylor