Time travel for better interest rates
Updated Oct. 9, 2013
I love technology but I am crippled by it many times. Technology is supposed to help us out, save us time and make things easier..... I took a trip to San Diego to visit relatives recently and I ended up taking a trip back to a simpler time and I was very tempted to stay there. I flew out of Santa Rosa Airport. My friend dropped me...

What is up with this crazy market?
Updated Oct. 9, 2013
Everyone knows that this is terrible real estate market, right? WRONG! It is true that it may not be the best time to sell a home. It is true that there are a lot of foreclosures and short sale homes on the market for sale that are helping to drive prices down.... Hello people, that means that there are plenty of...

Protecting your credit during a divorce
Updated Oct. 9, 2013
When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that shouldn't have to change is the credit status you've worked so hard to achieve.. Unfortunately, for many, the experience is the exact opposite. Unfulfilled promises to pay...

H.R. 3221 Tax credit or Interest Free Loan?
Updated Oct. 9, 2013
The recent housing bill, H.R. 3221, the Housing and Economic Recovery Act of 2008 passed by Congress is a bit confusing. It is intended to spur home ownership while giving 1st time homebuyers a tax credit for purchasing a home. Below I have outlined the information needed to try and sort out who qualifies and for how...

HARP 2.0
Updated Oct. 9, 2013
OK, everyone is talking about HARP 2.0 and so let's define it. First of all, since it is 2.0 that means that the program was already around and we are all talking about the new changes so let's show you what it looks like now and then discuss changes that are sort of in effect now and really in effect in March...