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Brian Nguyen's Answers


Need No doc loan in California
There are lenders like myself that offer No Doc loans. These type of loans do not require a verification of your income. For many people this is a very beneficial loan because of this aspect. This is definitely a loan to consider but can require a large down payment. The best thing for you to do is to speak with...
Equity needed fo a reverse mortgage, youngest homeowner is 63
For most reverse mortgages, you have to have at least 40 percent equity in your home to qualify. You will only be able to borrow a certain amount of money depending on the loan-to-value-ratio requirements of the lender you are working with. If you have a small loan balance or own the property free and...
need to refi with a credit score of 755
If your income and finances are strong enough to support a refinance on its own, then it will not affect you. Since your wife does not have a current income, then the refinance will only be based on your finances. Either way, the best thing for you to do right now is to speak with a lender to see if you can get...
if i am married and seeking a va loan, will my wives bad credit affect my chance/ interest rate
What is her exact credit score? There are lenders like myself that are able to give out loans with scores as low as 580. So if her score is above 580, then you will still have a chance of being approved with that score. If not, it is possible to obtain a VA loan and add her onto the mortgage later. If you are the...
I am looking for a loan on an approved condo with 10 or less down this will be a vacation home about 300 miles away from our current home
The best thing for you to do is to speak with a lender like myself. I would be glad to speak with you about specifics for your situation. If your finances are in place there are different loan options that can be available to you. Either way, the best thing for you to do right now is to speak with a lender to see if...
What interest rate can i expect for a 15 year fixed with 670 fico
It depends on the loan amount and loan product, but contact me if you'd like to explore your options.
Can I get a mortgage with a a foreclosure and bankruptcy?
Yes, but it also depends on how long ago that took place, what the credit looks like now, and what purchase price and down payment you have in mind.

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