Lender that will underwrite a loan w/credit score of 626?
We do Credit scores down to 580. Call me to see if you quailify. Subject to a full FREE credit check and review of credit, income and assets required at closing. ****Jacob Haddan at 720.210.7898**************Thank You!Jacob Cole Haddan - Mortgage Broker/Banker MAC5 Mortgage Inc. |www.mac5mortgage.com |...

Buy again with short sale and one 30 day late
I can help you 35 different investors to choose from here at MAC5 Mortgage Inc. If anyone can do it we can. Call me or text Jacob Cole Haddan Mobile 720-210-7898 (Call or Text)Email JacobH@Jacobdenver.comWebsite www.jacobdenver.comApply online,https://secure.web-loans.com/secure...

What are my options if I have a conventional loan that is not owned by Fannie or Freddie that is underwater?
You have a Conventional loan so if Fannie and Freddie don't apply you should call your servicer and check to see if they have any programs available for you. JacobJacob Cole Haddan - Mortgage Broker/Banker MAC5 Mortgage Inc. |www.mac5mortgage.com| 225 Union Blvd. Ste. 350 | Lakewood Co. 80228 |...

Can lenders charge for an additional appraisal when trying to get rid of PMI?
LRockstein,How much did you put down? I may be able to use the old appraisal and refinance you based on that at one of my investors. Feel free to contact me to discuss the details. Jacob Mobile 720.210.7898 Call or text. Apply online with me at https://secure.web-loans.com/security-logon...

What can I use the lender credits for?
It applies to rate buy just elect a lower rate at lock in, mortgage credit certificates, principle pay down. Call with questions Jacob 720.210.7898

80% LTV on 4-unit investment properties
80% is possible at MAC5 with the right credit score Debt to income and Reserves. The rate is not pretty. Joe is correct the industry standard is 75% and when you go over this number the majority of lenders go away if your ok with the rate hit of about 1% from a 4% to a 5% I can get it done at 80%. Jacob 720.210.7898...

Any hope for a no money down loan?
Wow lots of good answers here. I can help if you like try to submit now for an exception. Its called a to be determined approval or submitting for an acception to normal waiting periods. Its a low 20% chance shot but I would be willing to look at it if you take a full loan application. But here is the real deal on...

FHA or conventional
Yes that checks out. Go conventional call me to discuss any further. I can do conventional 97% down to 660. Mortgage insurance companies Radian and Genworth allow this. Jacob 720.210.7898.

Is listing the house as For Sale by Owner put us at a disadvantage?
Yes. My in my experience just recently I know a couple that had their home on the market for 5 months as a FSBO For Sale By Owner as we call them then took it off because they didn't get any interest in September. They were only listed 3 days in October before it went under contract with a new buyer after being...

possible to get a jumbo with 700 score?
oSelf-employed less than 2 yrsoNo 30% equity rule to count rental incomeoAlimony and Child support reliefoExclude loss-carry forwards, K-1 losses, include capital gains.oRent survey to offset mortgage payment on existing residentsoRecently listed propertiesoNon-occupant co-borrowers...

can i go VA for a mortgage even though my husband is overseas?
Yes. I can help. Please call me at 7202107898.

How soon after home sale can i get a home equity loan?
Money down?

Hi what is the lowest possible down payment FHA will accept?
Note sure why nobody suggested it but you could also pull the funds from your 401k or retirement account. Most Retirement accounts don't hit you with penalties for borrowing from yourself so check with your company if you have one. There are also down payment assistance companies that can help as well.

Regarding preapproval
Get pre-approved and stick with the same lender. If you change it may delay the process when changing lenders. Jacob Call me if you would like to ask more questions. 720.210.7898

With the closing date of May 29, 2015- when would be the best tiem to lock in and what might we expect for an interest rate?
Hello Nena.Abrams459,

my wife and I are not citizens, but here on work visa. can we get home loan financed
Per my guidelines I can help if you are one of the following Visa types, A legible copy of one of the following acceptable visa types must be submitted in the file: E-1, E-2, H-1B, H-2A, H-2B, H-3, L-1, G series, and NAFTA workers (TN or TC).If another I can look into one of 35 other investors I work with. Call...

are there any loans for borrowers in the 630 credit range
You have lots of options 97% financing, 96.5% financing, 100% in some cases with assistance or if your former military. I can do credit scores from 530+ so lower then anyone who has responded I believe. Call, text or apply online at Jacobdenver.com Jacob Haddan Phone 720.210.7898 Email jacob@jacobdenver...

need a jumbo loan post short sale
I can probably help call me at 720.210.7898 or apply online at jacobdenver.com. I can do a jumbo with the right amount down. normally most lenders want 0 short sales but I have 35 investors at MAC5 in addition to hard money options funds are not always available right away but I recommend you start the...