Trying to refi but credit scores have dropped down to 620ish since we bought. Wondering if it would even be worthwhile. Current rate is 4.35%
I don't think you will get a better rate than 4.35% with a 620 credit score. If you are interested in credit repair I can help. Visit www.platinum-creditrepair.com for a consultation.

Can I get a FHA loan with my husbands credit score of 588 and my score of 554? We will be putting at least 25% down. There are pre
A credit score of 620 is needed for a FHA loan. We can help with credit repair. http://platinum-creditrepair.com/ or 866-SCORE96