I would like to refinance 5 rental properties currently under a portfolio loan into a 15 year fixed. Please contact me if you can help
Yeah, I have a great product for investors. It doesn't limit the number of properties you can finance. As well, it is not personal income driven, but rather property income driven. You qualify based off of your credit score, the property cash flow, and the amount of equity you have in the property. I'd be...

Self employment question
Self-employment analysis isn't straight forward. There are some deductions that are added back into your income. A bottom line figure would be your adjusted gross income before taxes. Most likely, you'd have an item or two added back into that amount but rarely would income be deducted.

Currently have a FHA loan, and want to buy a second property. I don't have much for a down payment, but have enough income for a second house payment. What are my options?
Second homes must be 50 miles or more away from your current residence and require 10% down. Investment homes can be purchased anywhere but require a minimum of 15% down.Does this answer your question?

If I recently got a promotion at work, will that new income amount be used to qualify, or do I have to have 2 years at that new income?
If you are a W-2 employee, your new income will count towards your qualification.

What is the best 15-year fixed rate in the Aspen area today ? Aug 2?
I have to agree with what William says. It completely depends on the characteristics of your particular scenario. Please feel free to give me a call at (303) 960-5048. I've had my mortgage company here in Colorado for over 8 years and am very familiar with the area and loan programs.

Can I refinance if my BK has not been discharged yet? Schedule to be done in the next 2-3 weeks. Please advise
Yes sir! Give me a call and we can go over some options for you. (303) 960-5048

How soon should I refinance to get rid of MIP?
Hey there :) I have to say that I strongly agree with what David Youngs said. It's possible that at the time you purchased, your 2016 income was not yet able to be used for qualification (since the year hadn't ended yet) and your debt ratio was too high for Conventional financing at that time. If that was the...

First time home buyer...
Brenda is correct about the definition of a first time homebuyer and John is correct about that area being eligible for a USDA loan. However, there is still a 1% USDA fee at closing. I pay that for most of my clients while still offering the most competitive rates because I'm a wholesale mortgage company...