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Jim Hungerford's Answers


Refi on Mfg home in Oregon
I would happy to help. Umpqua Bank Home Lending is a full service lender that does can assist with Manufactured Home Loans. Please feel free to contact Jim Hungerford (NMLS 470352) at 1-866-486-7782 or email me at jimhungerford@umpquabank.com to discuss your loan scenario.
Can I refinance my investment properties?
There are no limits on occupancy and/or number of financed properties if your home financing is eligible for HARP financing. Umpqua Bank Home Lending is a full service lender with a variety of products/services. We are local, so please contact me with any additiona questions, Jim Hungerford at...
FHA vs. Conventional? Looking for lenders near Portland
Good afternoon. Please feel free to contact Jim Hungerford AVP Umpqua Bank Home Lending at 971.544.3872 or jimhungerford@umpquabank.com. We are a full service home lender and would be happy to compare the two products
For a home addition, is it better to pay for the cost with a home equity loan or a refinance and cash out?
Every scenario will be different. There are several things you will need to consider. A couple of them would include, how long do you plan on keeping loan, how much equity do you have in the home vs the cost to remodel. If you do not have enough equity, then you may want to consider a remodel loan (loan to value...

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