Is it possible to get a mortgage between 12 and 24 mths after a foreclosure with 670 credit and perfect credit record before and after foreclosure? Are there banks that will loan, even with higher interest rates?
On a Reverse Mortgage yes. On a regular mortgage the wait is at least 3 years depending on the lender

With the first time home buyers loan are you required to live in it for a certain time before being able to sell it?
With the South Dakota Housing First Time Homebuyers program, you are not required to live in the home for a certain period of time before selling. You can sell the home at anytime. However, you cannot use the home as a rental property as long has you have a South Dakota Housing, First Time Homebuyers loan. ...