Mortgage Capital Associates inc (MCA) together with its subsidiaries is a privately held mortgage banking firm. MCA is primarily engaged in residential lending on 1-4 unit properties. Founded in 1982 MCA is considered a pioneer of web based lending. Operating in 35 states as an FHA and Fannie Mae approved lender, MCA has been recognized as one of the top 200 Lenders in the nation.

The corporate philosophy centers on delivering aggressive rates and fees without sacrificing customer service. MCA has continuously maintained the lowest rates and fees, determined by major rate comparison and rate comparison and rate aggregator websites. The entire loan process is focused on delivering a streamlined and cost effective approach for its clients.