how long does my work history have to be to get a personal loan?
Personal loan underwriting can vary from bank to bank as these loans are retained by the lending bank. In saying that the bank will look at the steadiness of your current employment and if less than 2 years, what you did prior to your job. Also a factor will be credit score, income and assets.

Can you close on an FHA mortgage loan with no appliances in 2014?
FHA does not require appliances however your lender may. See reference below from HUD.gov website:Neither a new home nor an existing home has to have a stove in order to be eligible for FHA financing.Handbook 4905.1 REV1, Section 2-5Handbooks are available on HUD's website at ttp://portal.hud...

how the check license of lender
Here is the national registry licensing authority link:http://www.nmlsconsumeraccess.org/

are va loans available for condo purchase?
Yes, you can use your VA benefits to purchase a condo. I would be happy to work with you on that.

I am Power of Attorney for mom with AlHeimers and executor of her living Trust. I need to attempt refinance of home. Possible?
Hello, yes it is possible. The lender will want to review the POA though.