Main residency and rental home, refinance?
Good Morning - Like my colleague Suzi stated, there are several advantages to refinancing your primary residence to payoff your rental. Just remember to consult with your CPA so that you can make sure (depending on your tax bracket) that you are getting the most out of your write offs no matter which...

What can I do to get the best mortgage for a rental?
Hi Jane - Investment property loans usually have higher down payments and need higher than average scores. If you have a lender, they should be able to walk you through all of these questions so that you know EXACTLY what you need in way of score and down payment. If you don't have a lender, feel free...

Pre-qualified first time home buyer question
Hi Wilmao_ - You are smart to look to Mortgage Professionals for "their guidance." All the answers below are right on. You can buy a beautiful home in the Boise/Meridian area for 200,000 with plenty of room to hopefully fill with children one day. With rates as low as they are, this is helpful so...

requiirements for getting 0 down usda?
Hi There.You are in Lewiston County...correct? I actually just drove through Nez Perce last weekend. It's beautiful! My good friends, the Websters are from there. :)For one person - the income limit is 74,750 for RD. I would love to help you with your home loan. My contact information is; Jessika Ondrick -...

Are there loan options for public school teachers
Good morning - There are several programs that only require 5%, 3.5% and 3% down where you can have the seller of the property - pay some or ALL of your closing costs if negotiated by your Realtor upfront. Feel free to call me at 208-957-7300 (office) or 208-870-7448 (cell) if you are interested in...

can i use foreign earned income and qualify for a mortgage?
Good Morning - We can use Foreign Income if you meet all the conforming guidelines. Here is what we need to document Foreign Income.?Copies of the borrower's signed federal income tax returns for the most recent 2 years that include foreign income.?Standard documentation requirements, based on the...