Is there a way to include my car loan into my mortgage debt?
If you are 62 years or older give me a call!

Does the U.S. Fair Lending Act protect borrowers from age discrimination?
Are you 62 years of age or older? Contact me about a reverse mortgage and eliminate monthly mortgage paymentsfor as long as you live in your home. Get free information on the web at www.ReverseByJackie.com!

where do i find the fax number for evidence of homeowners/hazard insurance for a customer?
From the agent that issued the policy.

How strict is FHA home approval during appraisal?
In some cases an escrow account can be established for the required repairs.

Can I get a home loan (FHA) with a low credit score?
If you are 62 years or older I can do a reverse mortgage regardless of your credit score. Good luck!

i make 25k and have a 740 credit score can I buy a house
There are several factors involved in getting approved for a mortgage loan. If you are 62 years or older you can purchase a home with a Reversee Mortgage. If you qualify, you'll never have a monthly mortgage payment for as long as you live in your home. Good luck!

What happens if a reverse-mortgaged property is destroyed by a natural disaster? Does the loan become due?
It is no different than if you had a conventional mortgage and the home was damaged. You will work with your homeowners insurance company and repair or rebuild.

Can 12 months of paid receipts for rent be sufficient for an FHA loan?
Your lender should know whether or not the rent receipts will be acceptable or not. If he/she doesn't, go find another lender. Also, depending on whether or not your husband's income will be enough to qualify, you could do the loan in his name only. You can still be on title. I only do reverses ...

My insurance company says that I don't need flood insurance but my mortgage company requires it, what do I do?
Hi KClarke, You need to find out if you are in a flood zone or not. If you are in a flood zone and you get a mortgage on your home the bank is going to require flood insurance. If you insurance agent is telling you that you don't need it you need to ask him why? Some homes, while in a flood zone, sit at a high...

Why Reverse Mortgage Rates are different from money lenders?
Dear Mr. Johnson,Over the last several years there have been significant changes to the reverse mortgage program. As a broker we shop the top 4 reverse mortgage lenders in the nation for you. Additionally, reverse mortgage originators are not created equal. I strongly recommend that you find an...

I am planning to buy a home next year, what is the outlook for mortgage rates next year?
Hi Mary,No one can tell you what rates will be a year from now. Mortgage rates have been at historical lows for the last few year and are currently on an upward trend.I hope this helps. Jackie Stults

Do disabled veterans get any discount on their mortgages?
If you are 62 years or older let's take a look at a reverse mortgage. We can eliminate that monthly mortgage payment for as long as you live in your home.Jackie Stults 800-486-8786 Ext. 702

My parents just retired - should I set them up with a reverse mortgage?
Whether or not to make a reverse mortgage part of their retirement plan is a big decision. They would have to apply for the reverse mortgage themselves, but adult children are always encouraged to be a part of the process including the mandatory counseling with a HUD approved agency. The pro's are that...

Reverse Mortgage
Ms. King,How much longer before your five years is up? If you would like a free phone consultation please call me at 800-486-8786 Ext. 702.