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Let me put my experience to work for you. I have many years experience in FHA, VA, USDA, and Conventional loans. We process, underwrite, and fund loans in house--not through a third party so we have control over the entire procedure. Contact me so we can get started. Lending in NC and SC.


Loan disclosures
by Ken Baltes
Jul 22, 2013
Here is a topic that I rarely see discussed: Loan disclosure requirements and same day closings. Mortgage loans in the last few years have undergone major government scrutiny. With the passage of Dodd Frank Financial Reform...
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Upcoming changes in USDA financing
by Ken Baltes
Aug 19, 2011
Hello All,If you plan to buy a home or refinance your current USDA loan with a U.S. Department of Agriculture, or USDA, loan, you had better act soon.These loans, which are one of the few options for low-cost, no down payment...
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pre-qualification
by Ken Baltes
Jun 01, 2011
Loan pre-qualification is the first step in preparing to buy your first home. It is important to pre-qualify with a reputable lender before you go out looking for homes. To get pre-qualified you should have a licensed loan...
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Credit and income
by Ken Baltes
Jan 19, 2011
Having great credit is crucial to getting a mortgage with the best possible interest rate. If you are considering a home purchase in the future, it is important to have your credit pulled by a mortgage professional before you...
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USDA Loans-- A great Tool for First Time Homebuyers
by Ken
Dec 17, 2010
USDA Rural Loans A USDA loan is a great tool for a first time homebuyer. It requires no down payment and no monthly mortgage insurance.A USDA loan is available in a 30 year fixed interest rate that is competitive with similar...
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