Can I use the equity from my first home to get a better mortgage on another property?
You can do a home equity loan and get the cash out from that to use for the down payment of the investment property. With the 700s score you should be able to get a good rate. My name is KC and I am the senior loan officer for the company. Please feel free to contact me at 858-939-9252 and I will be more than glad to...

Can my wife's bad credit hurt our mortgage rates?
My name is KC and I am the senior loan officer for the company. If you have the FICO score of 760 and she has 640 then it will not be much effect to the rate. Both of you still can be on the loan itself and have the A+ rates. It seem that your debt ratio is also low please give me a call anytime tomorrow at 858-939-9252...

Straight out of college looking for a home.
My name is KC and I am the senior loan officer. I will be more than glad to assist you with the home loan needs. Normally, what you will have to do since you are about to graduate along with your fiancee that you have to have a proof that during the past two years you were in school which should be fine...

Reverse mortgage
Diana, my recommendation is to do the reverse mortgage so this way she is taken care of for life and not having to worry about making the payment in case of emergency. Since the house is paid for then you should be able to get between 45-55% from the value of the house but the thing is later on you will have to...