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Kevin Kelly's Answers


is there a way to forego escrow on my mortgage?
Yes. Most morgages allow you to waive or forgo paying your taxes and insurance through the mortgage if you want to pay them on your own.Please let me know if you have any other questions or if I can help with anything else.Respectfully,Kevin KellySr. Mortgage Loan Officer | NMLS 245238AmeriFirst...
what is the minimum credit score this company will work with?
Minimum credit score requirements are going to vary depending on the type of loan program. But we would potentially be able to help you with credit scores as low as 580. If you would like, give me a call and we can do a full analysis of your credit to determine how we can best help you. Respectfully,Kevin...
What is the minimum down payment for mortgage under 579 credit?
Hi, thanks for your question. I am a locally based lender who can help you with this. As Team Best Mortgage Option Mentioned below, you are not far off from putting you in a situation that will greatly reduce your down payment. The first step would be to do a full credit review to see how we can improve those...
Condominium, not fha approved chase is saying its not going to work for many reasons, willing to put down 20-25%can u help ?
Yes we can help you. We should set up a time to speak so I can gather more info about the condominium. Please let me know what your schedule looks like this week. I look forward to the opportunity to earn your business.Kevin KellySr. Mortgage Loan Officer | NMLS 245238AmeriFirst Financial, Inc. | NMLS...

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