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James & Shannon Lechuga's Answers


Can a reverse mortgage be obtained by a couple that did not co-sign or co-borrow on their original mortgage?
THE BORROWER OR BORROWER'S MUST BE ON TITLE OR CAN BE QUICK CLAIMED ONTO TITLE @ CLOSING AS LONG AS BOTH BORROWERS ARE 62+ PLUS IN AGE WITH ENOUGH EQUITY TO SUPPORT THERE AGE. IF YOU EMAIL US YOUR (NAME ,DOB, MTG BALANCE AND WHAT YOU THINK THE PROPERTIES WORTH) FOR BOTH POTENTIAL BORROWERS. WE CAN...
can i get reverse mortgage if my home is paid off
Absoluteley! Simple and minimal requirements (62+ in age, substantial equity, owner occupied property). Here is some info for self explored research http://www.dfgmortgage.com/files/DFG_RM_NCOA_BOOKLET.pdfPlease give us a call at 888-550-8705 ext 1041 direct or check us out online @...
i have poor credit 557 but i own my house outright. can i get a home equity loan to consolidate my debt into one payment?
We are a direct Lender in 15 states including your state (WI) that can cash out up to 70% with scores as low as 540 on a FHA or VA loan program, the problem is that the Investor we use that allows us to fund with scores as low as 540 isn't licensed in that state. So we would need a 580+ credit score to use...
We want to refinance. Can we get a 15 yr. VA loan after a short sale two years ago?
Yes, Was it a VA loan that you short sold on? We have a specialty product for as low as 600 score and 13 - 24 months with extenuating circumstances. Or if a regular Fannie or Freddie loan is a yes within a 24 months seasoning with no lender fee...www.dfgmortgage.com and we also have 1 day after short sale or...

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