Can we get a loan now?
Your answer is a qualified yes. We must look at the credit score, income and assets to qualify you and your Husband. A good Mortgage Originator will look at your credit and make recommendations for increasing your score. Ruth Healy lender@qnet.com

I am looking at a house in the neighborhood to buy, fix up and sell later this summer.
There are several good options for you, dependent upon your credit, how much down payment you have and current condition of the property. I am a licensed Mortgage loan officer in California and would be happy to help.Give me a call- Ruth Healy PERL Mortgage 310-920-9985NMLS#304464

Can you purchase a home with a reverse mortgage
Absolutely, at least one buyer must be age 62 or older and the amount you may borrower depends on several factors. I would be happy to discuss your specific scenario, call Ruth Healy 310-920-9985