Pre-Home Buying Planning
Updated Oct. 9, 2013
Buying a home is one of the most important decisions you can make. Before making any decision, it is important to think logically and plan accordingly. Often times, people get so caught up in the excitement of buying their home that they forget to plan, budget, and save. The tips below should not only help you before...

5 Advantages Of Working With A Mortgage Broker
Updated Oct. 9, 2013
Advantage #1: Better Customer Service. Have you ever called a bank or large corporation and got the dreaded automated recoding...Press 1 for this, Press 2 for that, Press 15 for xyz, only to miss the pre-recorded message and then have to listen to it all over again! Well, that's not the case when you call...

5 Common Mistakes Home Loan Applicants Make
Updated Oct. 9, 2013
Common Mistake #1: Making Large Deposits. Did you get a check from Grandma as a gift? Have you been saving tips or cash in a jar? After applying for your home loan, do not deposit your mattress stash in your bank account! Why you ask? Well, lenders require all funds deposited in your bank account to be sourced. For...

Dos & Donts After Submitting Your Mortgage Application
Updated Oct. 9, 2013
Do's: Be Prompt!. Sign all documents promptly and return as soon as possible. Also, submit all requested documents such as; tax returns, income verification, bank statements, etc... By signing and submitting all the necessary documents, you can ensure you have done everything on your end to keep the ball...

2013 California Real Estate Predictions
Updated Oct. 9, 2013
. Predictions!?!? We know, we dislike predictions as much as our educated readers out there. However, we thought we would give you our top 3 "predictions" of the California real estate and housing market since it's the beginning of a new year, . 1. Mortgage interest rates will stay under 4%. With current mortgage...

Borrower Paid Mortgage Insurance vs. Lender Paid Mortgage Insurance
Updated Oct. 24, 2014
a.