Can I get a VA loan during retirement?
You can definitely apply for a mortgage. You have retirement income - as long as it can be verified to continue for at least 3 years (most retirement incomes last for the remainder of your life) and you have your wife's income - then you are definitely qualified income wise to obtain a mortgage. My office...

does VA lend to family of military?
Unfortunately not to the spouse or Family. VA loans are only available to the Veteran and their spouse - not the family .....

is there help for current students to get mortgage financing?
The only way you can use other income to assist you in qualifying for the purchase of a home is to either purchase a Multi-Family home where you can use rent from other units to help or to purchase the home with other people on the mortgage that have qualifying income. We cannot count rent from other...

can a co-op get a reverse mortgage?
I would be more than happy to assist you with information regarding a reverse mortgage and if it make sense for you... email me at tliolos@paragonhomeloans.com or call my office at (716) 932-7896 x101

have approx. 30,000 left on my 15 yr. mortgage. Should we refinance or take out home equity loan for a remodel?
I would recommend a fixed rate refinance with interest rates as low as they are. Fixed rate home equity loans are always higher than first mortgage rates and HELOC's are adjustable. If you would like me to run numbers for you - please feel free to contact me at tliolos@paragonhomeloans.com