<p style="margin-top: 0px; margin-bottom: 6px; line-height: 16.8px; font-family: Arial, Helvetica, sans-serif; font-size: 14px;">Whether you are looking for a new mortgage loan or to refinance an existing mortgage, FNCB has a solution to fit your needs. Our team of mortgage experts will be with you through every step of the home loan process providing unsurpassed personal service.</p><p style="margin-top: 0px; margin-bottom: 6px; line-height: 16.8px; font-family: Arial, Helvetica, sans-serif; font-size: 14px;">We offer a complete line of mortgage products including:</p><ul style="padding: 0px; margin: 0px 0px 11px 25px; list-style-position: initial; list-style-image: initial; font-family: Arial, Helvetica, sans-serif; font-size: 14px;"><li style="line-height: 16.8px; margin-bottom: 10px;">Fixed Rate Mortgage</li><li style="line-height: 16.8px; margin-bottom: 10px;">First Time Homebuyer Mortgage</li><li style="line-height: 16.8px; margin-bottom: 10px;">Residential Construction Mortgage</li><li style="line-height: 16.8px; margin-bottom: 10px;">Bridge Loans</li><li style="line-height: 16.8px; margin-bottom: 10px;">80/10/10 Mortgage</li><li style="line-height: 16.8px; margin-bottom: 10px;">FHA Loans</li><li style="line-height: 16.8px; margin-bottom: 10px;">USDA Loans</li><li style="line-height: 16.8px; margin-bottom: 10px;">First Front Door Program</li><li style="line-height: 16.8px; margin-bottom: 10px;">Home Possible(R) Mortgage</li></ul>