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Manny Gratz's Answers


Can my husband and I buy two separate homes?
As a married couple you don't have to own homes together or be on the loan together. You just need to make sure you each qualify for the individual homes you want to purchase.
i need dd214 application bhildreth@fltg.net
You can ask the VA for a copy of your DD214 by going here: http://www.archives.gov/veterans/military-service-records/Hope that helps.
can you give me the pros ans cons to hard money loans
I agree with the comments so far. With your Short Sale 4 years ago we can go FHA or Conventional and we have programs that will also accept your credit score. We are a direct lender approved in Colorado, we can help, give us a call at 760-723-2232.
I am looking for a loan on an approved condo with 10 or less down this will be a vacation home about 300 miles away from our current home
You would be looking at a conventional loan, if you would like to discuss in detail feel free to contact me.
Are there still no income verification loans available in California?
Hi Jeff, we just rolled out a new stated income loan for the self employed that sounds like it work nicely for you. Contact me if you would like to discuss in detail.
reverse mortgage lenders in Oregon? on my current mortgage i owe $65K
We do Reverse Mortgages in Oregon, give us a call. 760-723-2232. -Manny Gratz

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