HARP 2.0 Program
Updated Oct. 9, 2013
You Can Refinance Now Even With No Equity!. Home Affordable Refinance Update 3/19/12. The Government just announced an update to the Home Affordable Refinance Program (HARP). If you have a Fannie Mae or Freddie Mac loan and you are currently employed you may be eligible for a streamlined refinance with NO...

Construction Loans
Updated Oct. 24, 2014
Here at Mortgage Wholesale we also have another Division. www.ConstructionLoanWarehouse.com. Rates: 3.5% Interest Only. CONSTRUCTION LOAN WAREHOUSE is connected with large private money lenders. Together with our partnership we have put together some of the best construction loans available on the market. We...

Short Sales Outnumber Foreclosure Sales For Third Straight Quarter
Updated Oct. 9, 2013
Foreclosure-tracker RealtyTrac reports falling foreclosure sales nationwide as banks get better at selling homes via short sale.In its Q3 2012 report, RealtyTrac says that 193,059 homes in some stage of foreclosure were sold, accounting for 19% of all residential home sales. In addition, pre-foreclosure...

Home Construction Rises For 9th Straight Month
Updated Oct. 9, 2013
The National Association of Home Builders (NAHB) released its Housing Market Index (HMI), showing another monthly gain -- its ninth in a row.The HMI -- a gauge of home builder confidence -- rose 1 point to 47 in December 2012, lifting the index to its highest levels since April 2006.Readings under 50 indicate...

3 Ways To Purchase Foreclosed Properties
Updated Oct. 9, 2013
The process of buying a foreclosed home is slightly different from the process of buying a non-foreclosure home. If you want to invest in Nevada or California foreclosures, therefore, it is important to understand the different ways by which to purchase a foreclosed home.There are three main ways to buy a...

How To Install A Water Heater Blanket
Updated Oct. 9, 2013
A simple way to save money is to improve your home's energy efficiency rating. For example, Stateline homeowners can save up to 9 percent per year on water heating costs simply by installing a water heater blanket.. Water heater blankets are easy to install. Here's how you do it :First, before you go...

Case-Shiller Index Posts 4% Annual Home Price Gain
Updated Oct. 9, 2013
The U.S. housing market continues to make home price gains.Earlier this week, the S&P/Case-Shiller Index showed home prices gaining 4.3 percent during the 12-month period ending October 2012, marking the largest one-year gain in home prices since May 2010.The Case-Shiller Index measures changes in home...

Fixing Up An Historic Home : The Three Rs
Updated Oct. 9, 2013
If you enjoy both history and fixing things, then you may have trouble driving by historic homes for sale in Nevada or California without feeling the urge to buy and fix one up.Before you do, however, you should know the three R's of fixing historic homes -- Restoration, Renovation, and Repair.Restoration...

How To Make An Emergency Preparedness Kit For Your Home
Updated Oct. 9, 2013
Some natural disasters can be forecast -- hurricanes, snow storms and, in some cases, flooding. Other disasters occur unexpectedly, such as tornadoes and earthquakes.. As a homeowner or renter in Nevada, California or anywhere , it's a safe idea to prepare for disaster or unexpected emergency. Every home...

Post-Fiscal Cliff, Mortgage Markets Turn Attention To Jobs Data
Updated Oct. 9, 2013
Mortgage rates moved higher Wednesday up congressional leaders voted to avoid the "Fiscal Cliff".. Mortgage-backed securities (MBS) fell as investors bid up stock prices. Confidence among investors and consumers typically causes mortgage rates to rise. That's what happened Wednesday.. For Thursday and...

Building or Remodeling a Green Home
Updated Oct. 9, 2013
"Green" homes can be great for the environment and can save you money over time.. For environmentally-conscious homeowners wanting to minimize their footprint and their energy bills, there are four areas upon which to focus.. In-Home Energy-EfficiencyAccording to the Environmental Protection Agency (EPA),...

27 Months Of Consecutive Job Growth Helping Home Prices Rise
Updated Oct. 9, 2013
The Bureau of Labor Statistics (BLS) Non-Farm Payrolls report for December exceeded Wall Street's expectations by 5,000 net new jobs, showing 155,000 positions created in December.The December tally raised the economy's 12-month total to 1.84 million net new jobs created nationwide. Jobs added...

What To Do When Your Home Doesn't Appraise At Its Purchase Price
Updated Oct. 9, 2013
Experienced home sellers in Stateline, Nevada know that reaching a sales agreement with a potential buyer can be just the start of the negotiation process. There are often inspection issues to resolve, among other items.One particular negotiation point which can present difficulties for both buyers and...

Help Your Pets Adjust To Your New Home
Updated Oct. 9, 2013
Moving to a new home can be a difficult transition for everyone in the family, including the furry, four-legged members.Dogs and cats develop a strong bond with their environment so when they are relocated from their territory it can cause them stress.Here are some tips to ease your pets' transition to a new...

Selling? Improve The Appearance Of Your Home's Bathrooms
Updated Oct. 9, 2013
Full-scale bathroom remodeling can be expensive and, in today's Stateline housing market, you won't likely get all of the money back that you put into it at the time of sale.Knowing that bathroom projects tend to have a low return on investment, therefore, here are a few inexpensive changes which you...

Improve Your Credit Score To Get Better Mortgage Rates
Updated Oct. 24, 2014
For home buyers in Stateline and nationwide, credit scores can change low mortgage rates and alter home loan approvals.Borrowers with high credit scores get access to lower mortgage rates, for example, and can find the mortgage approval process to be more smooth that borrowers with low credit scores.If your...

Simple Fixes To Help Your Home Sell More Quickly
Updated Oct. 9, 2013
If one of your New Year's Resolutions is to sell your Stateline home, there are a few simple steps you can take to help prepare it for showings.With a prospective buyer in mind, take a tour of your home, making a list of the good, the bad, and the not-so-bad. You may spot areas in need of major renovation; and areas...

Tips For Selling Your Home In The Colder Winter Months
Updated Oct. 9, 2013
Real estate agents in Stateline and Lake Tahoe will tell you that it can be harder to sell a home in the winter. The days are colder and shorter, leaving less time to show a home to potential buyers.The good news, though, is that most buyers looking at houses in the winter aren't just killing time. They're...

Buy A Home In A Golf Community
Updated Oct. 9, 2013
It's winter, but home sales in golf communities remain strong and may hold their value above a standard home purchase.If you're looking to buy a home in a golf course community, either as a primary residence or as a vacation or retirement home, there are additional home traits which make buying on a...

Good News for the Economy - Homes For Sale At Lowest Point In 11 Years
Updated Oct. 9, 2013
Home sales dropped last month, but not because demand was lacking. There are fewer homes for sale than at any time in the last 11 years.According to the National Association of REALTORS(R), Existing Home Sales for December 2012 fell to a seasonally-adjusted, annualized rate of 4.94 million homes from...