It is the duty of Congress to try and make the country function, and to levy taxes and fees to fund the Government. In general, they are a desperate crowd who try desperate measures and seldom accomplish much more than...
The turmoil of the world's economy has had one little heralded beneficiary. While governments have teetered on collapse, gold soared and plunged, and oil prices collapsed, the one group who benefited were borrowers whose...
Is it time to refinance again? Believe it or not, it might be time to check your mortgage rate and see if it's time to refinance. The recent plunge in gas prices and the resulting economic uncertainty for oil producing...
What does it take to buy a home? Buying a home anyplace is a challenge for most people and sorting out the myths from reality as to what is required can be a challenge. One of the questions I hear most often is :how much do I...
The latest scam: ID theft of your tax return. When traveling cyber space it is impossible not to leave a trail of breadcrumbs along the way, and if you are not careful you might just leave your pin codes, social security...
How can you roll in your closing costs to your purchase mortgage? One question I often get from buyers is "can we roll our closing costs into the loan". This often will make or break a deal, particularly when one is facing a...
New lending rule helps retirees qualify for a mortgage. For the last few years the mortgage industry has been slammed with new rules, hundreds of them. For the most part these rules come from Fannie Mae and Freddie Mac and...
Financing a condo-tel purchase can be challenging Many buyers in resort areas buy their property intending to generate some cash flow by short terming the property out when they are not here. Some properties have front desks...