Can you buy a house under FHA if you don't live there?
The borrower must live in the property, however it is possible to have a non-occupying co-borrower.

1 time close construction loan
You can utilize the FHA 203k in which we specialize in but you have to be careful that you do not exceed the HUD limits (SFR are $417,000 max in most areas) Our lending states are NY, NJ, PA, CT. If you are in Texas we cannot help you but can refer to someone who can. Let us know.Armando Morell908-933-0253

where do i find a loan for my situation?
that's a tough one. FYI, most banks don't do mortgages under $100,000 and the ones that do don't usually go under $75,000 (like mine). I agree with Linda if you have a credit union I would try them.

is it better to refinance at 2.875 15 year vs 20 year at 45
I'm going to go ahead and say yes, because you save money in the long run. the problem you may face is affording those payements. Whats the loan amount?

can I have a good chance of an auto loan 2 1/2 years after my foreclosure?
I can tell you its possible, not definite. It really depends on the bank. Most large banks may not lend to you cause they could consider you medium-high risk so with that being said you could incur a high interest and large down payment as well. Unfortunately this is not my area of expertise so I cannot...

Do we stand a chance?
Hey we are a mortgage lender (not a broker) we have programs (like FHA) with guidelines that fit your situation. Any one of my loan officers would love to have you as a client. We work for you. If the information you just gave is correct, you have a high chance in obtaining a loan with a variety of programs. We...

Putting Pause on Leads (Hold)
If you have an account rep you should really contact them instead. Sorry

Can I rent my home w/Wells Fargo Loan
You should also check your local laws to see if you need some type of permit or certificate to rent out investment property since that is what they will turn this house into. Keep in mind that if and when you get a new mortgage for your new property and you want to use the rental income of your old one that you...

Buying a house but already on another mortgage
You can do a quit claim deed to have someone removed from the mortgage and then refinance it with out that person. Ofcourse the bank would have to approve the quit claim deed. Besides the obvious why do you have so many people on the loan?

Can I modify my existing Loan to lower tha I.Rate & payment?
You would be a gold mine to any banker just so you know. Do not sell yourself short to anyone. We do not lend in your state but feel free to contact us for a free consultation. My loan officers love to educate even if they don't get a deal.

Looking for a jumbo loan rate and LTV requirement in MI
That sounds pretty good actually. 30 years fixed right?

any programs for underwater conventional mortgages not owned by freddie mac or fannie mae?
Have you thought of an FHA 203k and possibly making additions or changes to the house to potentially raise its value?

bad credit
Try to find ways to improve credit. I wish I can help but we are not licensed to offer credit advise. I might know of a few companies that can help you with your credit and get it high enough to get a mortgage. I cannot promise anything as it all depends on you and if you are willing to work to fix your credit. Let me...

how long do i have to be employed to get a mortgage?
I will give you the blunt answer. Some programs ask for 2 years history. And it has to be in the same industry. Like you can't go from a sales person to a doctor in 2 years time and expect for that to work. It strictly has to be 2 years in the same or arguably similar job types. There are programs in your area...

Can I qualify for a HARP2 loan with my status?
You should be fine. Go for it!!!

Why do you care? The point of this site is for consumers to ask questions and get answers from real people. If in fact you were to get a consumer to hook up with you and work on a deal (As i can say has happened more then once for most of everyone here i am sure) I am sure that if you were fake or not licensed the...

USDA loan with a 531 credit score
first of my friend do not take any advise from any individual about how to increase your credit. Barely anyone is credible now a days. Loan officers may have info but it changes from day to day. Go to a real credit repair company that has a background on helping you fix your credit. No one can do it for you...

Are Delaire Landing condos in Philadelphia, Pa " warrant eligible"?
condos suck so bad with fha. you also have to worry if the association is in a law suit. My company doesn't have a probelm with that but still condo's are a nightmare. please be nice to your LO. My company is licensed in PA as Omega Funding Capital. If you get stuck have your LO call us we love educating...

MyFHA.net, Inc.
myfha.net is real. its owned by John Scott Smith in Boston, MA. They are a lead generating organization that takes these leads and resells them to interested parties. he actually owns a few websites one of them being "myfhabackend.com". which re directs to myfha.net. there isnt much activity on...

can i get a mortgage rate for less than the par rate?
if your willing to pay points sure. But that's gonna be expensive