My name is Preet Kalirai and I am a Branch Manager at Land Home Financial. I specialize in Mortgage Solutions to Public Employees. My years of experience with home loans guarantees that your loan process will go smoothly, and you can rest assured that I am qualified and capable of handling your specialized needs.

Our Public Employee Mortgage Solutions (PEMS) are available to all active or inactive public employees in the State of California. Public Employee Mortgage Solutions include special cost protections and a good variety and competitive interest rates for purchases and refinances which are set daily by Land Home Financial. Loans may be used for both conventional and Government fixed financing loans.