when i chevked my TransUnionscore it was 606 but when a lender checked my credit he said it was 710. could this be "rapid rescore"
If there was a different bureau the lender used it could have a higher score, unless you requested and disputed errors on your credit report , the "rapid rescore" would not have been performed..."Rapid Rescore" is a service provided to provide an updated credit score based on...

How does one go about finding a portfolio lender?
Call to discuss, I have several unique programs available for consumers with interesting and unique circumstancesPeter R 732-343-0340

Is there more of a benefit to me to pay off my 10 year fixed mortgage a year early, or should I look into other investments?
This question should be asked to your licensed Financial Adviser

minimum down payment for a jumbo loan in NJ
Depending on credit score and actual loan size the average down payment range is usually around 15% Unless the loan amount is 625500 or below in which case you can go as low as a 3.5% down payment in Monmouth county NJ

Am I able to get a loan with a very low down payment?
You can get into an FHA loan with as little as 3.5% down payment, or Zero Down payment if you qualify for a Veterans loan. There are also Down Payment assistance programs available along with Seller concessions to help pay for the closing costs. If you are in NJ we are a local lender that can help you qualify...

FHA loan in NJ possible? Scores 602 611 625 640. Amount $90-$70k.
Helene, the loan is very possible , we go down for FHA to 500 credit scores, if you want to discuss call or click here goo.gl/ak5SSjThank youPeter

Can I get a home equity loan or LOC immediately after Chapter 13 had been dismissed?
that answer would depend on the bank itself and their guidelines. You could qualify for a refinance possibly as long as the credit criteria has been met

How soon after an aid in lieu can I obtain a mortgage?
We have Programs for 1 Day After a Deed in Lieu

Are there loans available with closing costs rolled in?
Yes Absolutely , all the time. We would provide a Lender Credit to pay for the costs.Let me know and I can run some numbers for youPeter 732 343 0304

What's the distance should a house be from a as station for a FHA reverse mortgage?
Just closed a loan with a Gas Station across the street.. I had to get a soil test for $99 and the loan closed a few days later.. Feel free to call me directly if any questions..Peter 732 343 0340

Looking for a lender that will do a 5% down purchase with a 570 credit score.
we can take a look at your credit and maybe improve the score by 10 pts and get you into an FHA 3.5% down program Give us a call

looking to find a mortgage that will allow a missing hot water heater stove and dishwasher, bank owned property "as-is"
we have programs that will work with this, but depends on all the details

Does the roof have to be of a certain age?
are you buying or refinancing??