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John Moran's Blog


Frequently Asked Mortgage Questions Part 3
Updated Oct. 9, 2013
This is the third installment in an ongoing series on mortgage basics. On my mortgage website, I cover a host of topics on my frequently asked questions page. Since this is the most popular page on my site, I thought it might be a nice way to begin my blog. You can find the entire list of FAQs here: Arizona Mortgage Pro...
Frequently Asked Mortgage Questions Part 2
Updated Oct. 9, 2013
This is the second installment in an ongoing series on mortgage basics. On my mortgage website, I cover a host of topics on my frequently asked questions page. Since this is the most popular page on my site, I thought it might be a nice way to begin my blog. You can find the entire list of FAQs here: I will continue this...
Frequently Asked Mortgage Questions Part 1
Updated Oct. 9, 2013
This is the first entry in an ongoing series on mortgage basics. On my mortgage website, I cover a host of topics on my frequently asked questions page. Since this is the most popular page on my site, I thought it might be a nice way to blog. You can find the entire list of FAQs here: Arizona Mortgage Pro FAQs. I will...
Frequently Asked Mortgage Questions Part 4
Updated Oct. 9, 2013
This is the fourth installment in an ongoing series on mortgage basics. On my mortgage website, I cover a host of topics on my frequently asked questions page. Since this is the most popular page on my site, I thought it might be a nice way to begin my blog. You can find the entire list of FAQs here: Arizona Mortgage Pro...
Frequently Asked Mortgage Questions Part 5
Updated Oct. 9, 2013
This is the fifth installment in an ongoing series on mortgage basics. On my mortgage website, I cover a host of topics on my frequently asked questions page. Since this is the most popular page on my site, I thought it might be a nice way to begin my blog. You can find the entire list of FAQs here: Arizona Mortgage Pro...
Frequently Asked Mortgage Questions Part 6
Updated Oct. 9, 2013
This is the sixth installment in an ongoing series on mortgage basics. On my mortgage website, I cover a host of topics on my frequently asked questions page. Since this is the most popular page on my site, I thought it might be a nice way to begin my blog. You can find the entire list of FAQs here: Arizona Mortgage Pro...
Frequently Asked Mortgage Questions Part 7
Updated Oct. 9, 2013
This is the seventh installment in an ongoing series on mortgage basics. On my mortgage website, I cover a host of topics on my frequently asked questions page. Since this is the most popular page on my site, I thought it might be a nice way to begin my blog. You can find the entire list of FAQs here: Arizona Mortgage Pro...
Frequently Asked Mortgage Questions Part 8
Updated Oct. 9, 2013
This is the eighth installment in an ongoing series on mortgage basics. On my mortgage website, I cover a host of topics on my frequently asked questions page. Since this is the most popular page on my site, I thought it might be a nice way to begin my blog. You can find the entire list of FAQs here: Arizona Mortgage Pro...
Frequently Asked Mortgage Questions Part 9
Updated Oct. 9, 2013
This is the ninth installment in an ongoing series on mortgage basics. On my mortgage website, I cover a host of topics on my frequently asked questions page. Since this is the most popular page on my site, I thought it might be a nice way to begin my blog. You can find the entire list of FAQs here: Arizona Mortgage Pro...
Frequently Asked Mortgage Questions Part 10
Updated Oct. 9, 2013
This is the tenth installment in an ongoing series on mortgage basics. On my mortgage website, I cover a host of topics on my frequently asked questions page. Since this is the most popular page on my site, I thought it might be a nice way to begin my blog. You can find the entire list of FAQs here: Arizona Mortgage Pro...
Frequently Asked Mortgage Questions Part 11
Updated Oct. 9, 2013
This is the eleventh installment in an ongoing series on mortgage basics. On my mortgage website, I cover a host of topics on my frequently asked questions page. Since this is the most popular page on my site, I thought it might be a nice way to begin my blog. You can find the entire list of FAQs here: Arizona Mortgage Pro...
Frequently Asked Mortgage Questions Part 12
Updated Oct. 9, 2013
This is the twelfth installment in an ongoing series on mortgage basics. On my mortgage website, I cover a host of topics on my frequently asked questions page. Since this is the most popular page on my site, I thought it might be a nice way to begin my blog. You can find the entire list of FAQs here: Arizona Mortgage Pro...
Why is a mortgage loan payoff always higher than the current principal balance?
Updated Oct. 24, 2014
The interest on a home mortgage is paid in arrears. This means that you pay interest for each month with the next mortgage payment (meaning you pay the interest for January with the payment on February 1). Therefore, whenever you pay off your loan, you will owe a certain amount of interest to your old bank from the...
Title Insurance: What is it and why is it necessary?
Updated Oct. 9, 2013
Title insurance comes in two forms, owner's policy and lender's policy. As they imply, owner's policy covers the owner of the property and lender's policy covers the lender for the life of the loan.. Title insurance covers the named party against any claims any other entity may have as far as...
Why are home mortgages sold, sometimes more than once?
Updated Oct. 9, 2013
Why are home mortgages sold, sometimes more than once?. Many people are confused when their home loan is sold to another lender. They feel it is a reflection on them or wonder why the lender didn't want them as a customer.. The reality is that mortgages are bought and sold all the time and it typically has nothing...
Choosing the term on your new mortgage is easier than you think.
Updated Oct. 9, 2013
Which mortgage term should I choose?. Many people get very anxious when it comes to choosing the term on their new mortgage, whether it is a home purchase or a refinance. Term is just another way of saying the length of the repayment period on the mortgage, expressed in years. A 30 year fixed mortgage has a 30 year term,...

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