What is the average time frame between loan application and funding?
Hi Lisa, 21 days to 30 days. The loan process runs pretty smooth if we can get 100% of the requested documentation from the borrower. Are you looking to purchase or refinance?

If I have a couple of late payments on a utility bill showing up on my credit, how much will that affect my interest rate?
NV Energy would only show up on your credit if it was sent to collections. It would have to be an open trade line that is 30 days past due to effect your credit. We have a lot of experience with assisting clients with credit repair. Please email at Sherree@TheMortgagemaker.net if you have any questions or if I...