Fairway is a mortgage lender. We process and underwrite all of our own loans, we approve, close, and fund the loans in our name.

We are approved by FHA, USDA, VA, OHFA, Nationally Licensed, and State Licensed.

We specialize in mortgage loans in Salem, OH (44460), Columbiana, OH (44408), East Palestine, OH (44413), East Liverpool, OH (43920), Canfield, OH, Youngstown, OH, Warren & Niles, OH and all of the surrounding areas in Columbiana, Mahoning, and Trumbull Counties.

Our Loan Products:

USDA Guaranteed Rural Housing Loans (Section 502) - $0.00 down payment ( in eligible areas)

Conventional 30-year & 15-year Fixed - 3% down payment with PMI. 5% & 10% down payment with no PMI

VA - Veterans Administration Loan - $0.00 down payment

FHA 203(b) - 30-year & 15-year Fixed - 3.5% down payment

FHA 203(k) - 3.5% down payment Rehabilitation Loan

CHIPS - Community Housing Improvement Program - Columbiana County's 10% down payment assistance program plus funding for required repairs.

Ohio Housing Finance Agency (OHFA) - down payment assistance programs from the State of Ohio providing:

Grants to Grads - 2.5% down payment assistance
First-Time Homebuyer Program - reduced interest rate loan
Mortgage Credit Certificates - tax credit program
Ohio Heroes Program - 2.5% down payment assistance
Down Payment Assistance Grants - 2.5% down payment assistance

Services:
In-House underwriting
Dedicated processor - Bobbie Simpson
Email alerts @ each Loan milestone
Text alerts upon request @ each Loan milestone
Credit repair assistance
Credit re-score service

Prior client reviews can be found at https://SocialSurvey.me/pages/william-dawes