Can I refinance my mortgage if I'm financed by owner

Yes, paying off a contract for deed (financed by owner) is not an issue. The only additional rules besides the normal underwriting, is that because the home is currently owner financed, you will need to provide a copy of the contract-for-deed, the contract must be recorded already at the county, and you must provide proof of making the last 12 payments on time. I lend in CO, FL, IA, MN, ND, SD, and WI. Find me at FirstTimeHomeBuyer-MN.com. (651) 552-3681. Equal Housing Lender. NMLS 274132